Coverages

BTI provides Robust and competitive commercial auto insurance coverage. We offer a wide range of insurance protection for Towing and Garage operations.

• Commercial Auto Liability
• General Liability
• Garagekeepers Legal Liability
• Commercial Property
• Broad Form Coverage
• Physical Damage
• On-Hook/Cargo
• Dealers Open Lot
• Dealer Plates
• Commercial Inland Marine
• Workers Compensation
• Occupational Injury Protection

If your business stores customer vehicles for various services, this insurance protects you while your business is in possession of customer vehicles. Examples: auto dealers, auto repair shops/general auto service, auto upholstery shops, boat engine repair and storage, body and/or paint shops with a spray booth, brake/muffler shops, bus sales/repair, farm equipment/tractor sales/repair, frame alignment shops with proper equipment, motorcycle sales/repair, motor home sales/repair, tractor/trailer sales/repair and trailer hitches and more.

Workers’ compensation Insurance, as described by the U.S. Department of Labor, is a form of accident insurance paid by employers. If an employee is injured on the job or acquires a work-related illness, this coverage will pay medical expenses, and will also provide wage-loss benefits until they are able to return to work.

Occupational Injury Protection Insurance is similar to Workers Compensation, generally at lower cost, but there are some differences. We can help you understand the differences and provide the information for you to make the right decision